Mera Pakistan Mera Ghar Housing Loan Scheme 2023
PM Housing Loan Program 2023 | How to Apply
The present government under Shehbaz has introduced a scheme called the “Mera Pakistan Mera Ghar Housing Scheme.” Recently, Miftah Ismail announced a program that enables financially disadvantaged individuals to obtain loans for the PM Housing Scheme. We have provided comprehensive information here to simplify understanding of this program. You can find the list of banks, the interest rate, the application form, and other relevant details. It should be noted that the PM Housing Loan Scheme Pakistan is now operational. To apply for the loan scheme and review the eligibility criteria, please read through the complete information provided.
Eligibility Criteria for PM Housing Loan Scheme Pakistan 2023
A Person who gets Loan through Mera Pakistan Mera Ghar Housing Scheme can use it for the following financing types. An Applicant can use it for funding to Buy a House, Flat, or Apartment. He will be able to purchase a Plot and construction thereupon. In addition, he will be able to :
- Extension in the pre-owned housing unit
- Construction on an already-owned plot
To check the eligibility criteria for PM’s Housing Loan Program here.
Markup Rates for Mera Pakistan Mera Gahr PM Housing Scheme
| Loan Category | First 5 Years | From Year 6 to Year 10 | From Year 11 to Year 15 | Tenor Exceeding 15 Years |
| Tier 1 (NAPHDA Projects Only) | 2% | 4% | 5% | 1 Year KIBOR + 2.5% |
| Tier 2 (Non NAPHDA Projects) | 5% | 7% | 1 Year KIBOR + 4% | 1 Year KIBOR + 4% |
| Tier 3 (Non NAPHDA Projects) | 7% | 9% | 1 Year KIBOR + 4% | 1 Year KIBOR + 4% |
Installments for PM Housing Scheme
How You Can Apply for Mera Pakistan Mera Ghar?
Get the Application Form from Meezan Bank, NBP, UBL, Alfalah Bank, ABL, HBL, Askari Bank, BAHL, Zarai Taraqiati Bank, and other all banks. Properly fill out the mandatory details. Required following documents (Income Salary Slips, Employee Certificate, CNIC, Reference, Processing Challan Fee Rs 4500). Submit the application form.
List of Banks in Which You Can Apply for the PM Housing Scheme
| SR | Title | Action |
| 1. | National Bank of Pakistan NBP | Apply Online |
| 2. | Meezan Bank | Apply Online |
| 3. | Habib Bank Limited HBL | Apply Online |
| 4. | Allied Bank Limited ABL | Apply Online |
| 5. | Bank of Punjab | Apply Online |
| 6. | Soneri Bank | Apply Online |
| 7. | JSBL Bank | Apply Online |
| 8. | Habibmetro Bank | Apply Online |
| 9. | Bank Al Falah | Apply Online |
| 10. | HBFC Bank | Apply Online |
| 11. | Muslim Commercial Bank MCB | Apply Online |
| 12. | Bank Al Habib | Apply Online |
| 13. | Standard Chartered Bank of Pakistan | Apply Online |
| 14. | United Bank Limited UBL | Apply Online |
| 15. | Askari Bank Limited | Apply Online |
| 16. | Al Baraka Bank | Apply Online |
| 17. | Samba Bank of Pakistan | Apply Online |
| 18. | DIB Pakistan Bank | Apply Online |
| 19. | Bank Islami | Apply Online |
| 20. | Mobilink Bank | Apply Online |
| 21. | Bank of Khyber | Apply Online |
| 22. | Sindh Bank | Apply Online |
