Mera Pakistan Mera Ghar Housing Loan Scheme 2023

PM Housing Loan Program 2023 | How to Apply

The present government under Shehbaz has introduced a scheme called the “Mera Pakistan Mera Ghar Housing Scheme.” Recently, Miftah Ismail announced a program that enables financially disadvantaged individuals to obtain loans for the PM Housing Scheme. We have provided comprehensive information here to simplify understanding of this program. You can find the list of banks, the interest rate, the application form, and other relevant details. It should be noted that the PM Housing Loan Scheme Pakistan is now operational. To apply for the loan scheme and review the eligibility criteria, please read through the complete information provided.

Eligibility Criteria for PM Housing Loan Scheme Pakistan 2023

A Person who gets Loan through Mera Pakistan Mera Ghar Housing Scheme can use it for the following financing types. An Applicant can use it for funding to Buy a House, Flat, or Apartment. He will be able to purchase a Plot and construction thereupon. In addition, he will be able to :

  • Extension in the pre-owned housing unit
  • Construction on an already-owned plot

To check the eligibility criteria for PM’s Housing Loan Program here.

Markup Rates for Mera Pakistan Mera Gahr PM Housing Scheme

Loan CategoryFirst 5 YearsFrom Year 6 to Year 10From Year 11 to Year 15Tenor Exceeding 15 Years
Tier 1 (NAPHDA Projects Only)2%4%5%1 Year KIBOR + 2.5%
Tier 2 (Non NAPHDA Projects)5%7%1 Year KIBOR + 4%1 Year KIBOR + 4%
Tier 3 (Non NAPHDA Projects)7%9%1 Year KIBOR + 4%1 Year KIBOR + 4%

Installments for PM Housing Scheme

PM Housing scheme Installments

How You Can Apply for Mera Pakistan Mera Ghar?

Get the Application Form from Meezan Bank, NBP, UBL, Alfalah Bank, ABL, HBL, Askari Bank, BAHL, Zarai Taraqiati Bank, and other all banks. Properly fill out the mandatory details. Required following documents (Income Salary Slips, Employee Certificate, CNIC, Reference, Processing Challan Fee Rs 4500).  Submit the application form.

List of Banks in Which You Can Apply for the PM Housing Scheme


1.National Bank of Pakistan NBPApply Online
2.Meezan BankApply Online
3.Habib Bank Limited HBLApply Online
4.Allied Bank Limited ABLApply Online
5.Bank of PunjabApply Online
6.Soneri BankApply Online
7.JSBL BankApply Online
8.Habibmetro BankApply Online
9.Bank Al FalahApply Online
10.HBFC BankApply Online
11.Muslim Commercial Bank MCBApply Online
12.Bank Al HabibApply Online
13.Standard Chartered Bank of PakistanApply Online
14.United Bank Limited UBLApply Online
15.Askari Bank LimitedApply Online
16.Al Baraka BankApply Online
17.Samba Bank of PakistanApply Online
18.DIB Pakistan BankApply Online
19.Bank IslamiApply Online
20.Mobilink BankApply Online
21.Bank of KhyberApply Online
22.Sindh BankApply Online

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